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A BudgetPolitan Blog | Get In Common With Financial Sense

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14 Ways Millennials Can Live Frugally and Save Money

Saving money and paying off debt are some important things you think about on a daily, but most of you find it difficult to achieve or lack the desire to do so. To live frugally and save money does require you to sacrifice some things, such as your social time and your buying impulsions. Of course, this does not mean you should become a hermit or exclude yourself from having fun with your friends and family. In addition to your fear of missing out on worldly activities, being labeled a cheapskate can be damaging to your social networking efforts. As a millennial, you have to figure out how to have a fun-filled life while, at the same time, safeguarding your financial wellness.

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Smart Ways to Save Money Using Social Media

Since the creation of social media, a lot has changed in the world for the better and the worse. People’s social norms are different, their attention span decreased, and their spending habits worsened. Because of how we use our time on social media, most people nowadays feel more tempted to spend money on things they don’t need since other people are doing it as well. This type of behavior and how you interact with others on social media will only do more harm than good to your financial goals and dreams. So much so, that social media has also been one of the leading causes for the increase of major depression, social anxiety, and other mental health conditions. Hence why It’s time to change your mindset and become more socially conscious, especially if it helps you to start saving money for your most important goals.

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10 Steps to Achieve Financial Independence Retire Early

No one wants to retire later than sixty-five, at the most, and many try to beat that by five, ten, or even fifteen years. As pleasant as that might sound, retirement at any of those ages is far too late in life for individuals living in the Financial Independence Retire Early movement. Imagine for a minute that you’re retiring in your twenties or early thirties? Well, if you join the FIRE movement, you may just make that dream a reality.

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How To Create a Budget for Buying a House

House hunting and home buying is a new ground you’ve probably never set foot on before. Not only can it be a very frightening and exhausting process but also a very satisfying and rewarding adventure. Emotions run high and, if you’re not cautious, so does your expenses. On the positive side, nothing beats the feeling of decorating your private home the way you like and having your family and friends over for dinner. It’s certainly a couple of reasons why most people do everything they can to buying a house of their own. So, creating a budget should be the first step when buying a house and, if you do it correctly, it will help you in the long run.

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15 Simple Ways to Manage Expenses and Save Money

If you’re planning on becoming a millionaire someday or even planning to afford whatever you want to buy, then there are a million ways to do it. However, the most important and effective way to do it is by managing your expenses. You cannot expect to live a life free-spiritedly or even enjoy a life of peace when all you’re doing is spend all of your money on unnecessary purchases.

Managing expenses is very crucial if you want to live debt- and stress-free. Luckily for you, this topic will be all about the tips and tricks you can do to manage your expenses, make the right purchase decisions, and to start living to achieve financial freedom.

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Personal Growth for Better Money Management

Too often do we fail to realize that our personal growth has the ability to affect many things in our life. Job prospects, relationships, financial goals, as well as our income and status. We tend to think that we are covering all the bases by following our own ways of doing things. We’ll shrug our shoulders believing to have figured it all out. When it comes to self-awareness and being honest, money management is one such item we’re not being real with.

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Financial Freedom, What is it Exactly?

When it comes to managing our money, we often focus on the simple aspect of what it means to save. By taking money from our income, putting it away in a separate account, and leaving it there solely for emergencies, it can feel like we’re doing all we need to do to attain financial freedom.

But is that real financial freedom? Creating a budget and living a lifestyle that allows you to save money should mean more than locking your money away. There’s no action nor is it a plan. In reality, you’re not gaining anything from doing so. It might seem as though it’s the most reliable way of going about it but is it the best way? Will it give you the financial freedom you deserve?

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4 Steps for Managing Your Financial Ambitions

Our ambitions tend to be lofty. We want a large corner office, build a dream home, purchase a luxury vehicle, or take trips to exotic islands and foreign countries. Unfortunately, those ambitions are often left to fade away in its first stage: the dreaming stage. We dream about these things but most find it unrealistic or too difficult to achieve. But if you really think about it, you’ll come to realize that with some adjustments, you have what it takes to manage those ambitions and to achieve financial success.

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Getting Started on Your Financial Future

Life is a journey with little structure or direction. When we choose to make sense of life, one of the things that we often do is make goals and set priorities to achieve those goals. Our family, friends and personal aspirations give added value to the factors that make our life worth living. When planning out our lives, we can be hasty to forget about the essentials. We continue to assume that things will merely be there or will eventually come. Too often do we forget the importance of making our finances a priority. When we have bills, student loans, and credit card debt, it can be challenging to think about saving any money towards anything else, but it’s those savings that set you up for a positive financial future.

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Planning Your Perfect Holiday Budget

The leaves are changing color, the wind is a little crisper and the pumpkin flavored everything is now available for sale.  The holiday season is upon us. With every season comes an opportunity for you to lose sight of what you’ve done towards reaching your financial goals. There will be exceptional bargains and incredible sales calling out to you. The concepts of wants and needs will get twisted until you don’t recognize either. It will be a true testament of your will to make it to the end of a holiday season without breaking the bank.

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